Sanjay D’Souza Retires As Group Head Of HDFC Bank

Sanjay D’Souza retires as Group Head – Business Banking, Emerging & Micro Enterprises Group of HDFC Bank Limited, effective October 31, 2026.

D’Souza joined HDFC Bank in 1999 in the Retail Assets – Loan Against Securities business. He has over 33 years of experience in finance and banking. He has been associated with HDFC Bank for more than 25 years in varied roles spanning credit and business, predominantly in the MSME space, as well as retail assets, credit cards and payment products. He played a pivotal role in managing the risk profile of the MSME portfolio with minimal NPA slippages. He was instrumental in incubating a business unit called the Micro Enterprises Group.

He holds a bachelor’s degree in mechanical engineering and an MMS in Finance.

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